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The Insurance Institute for Highway Safety reports there are over a million and a half car crashes each year in America which involve deer or other large animals. Other than deer, motorists may collide with small rodents, raccoons, porcupines, armadillos, livestock and even our feathered friends, which lead to an accident. As more and more home developments go into areas which were once home to wild animals, the animals are being pressed into roadways occupied by motorists.

Ways to Avoid an Accident Caused by an Animal

Obviously, obeying speed limits is a primary way to avoid animal-caused accidents, and in areas with low visibility or where animals are known to be more active, you should reduce your speed even further. In inclement weather such as rain or fog, speed can reduce your response time to the sudden appearance of an animal, increasing your chances of a serious or fatal accident. In rural areas or heavily wooded areas, be especially conscious of the possibility of deer on the roadway, and in known ranching communities, keep watch for livestock which may have escaped from their normal fenced-in area.

Although some people may scoff at signs which indicate animals cross in a particular place—after all, the deer can’t read—the fact is that deer are fairly consistent about where they cross, so pay attention to warning signs. Reduce your speed and exercise extra caution when you see an animal crossing sign. If you should see an animal down the roadway, slow down and determine what you would do if the animal jumped into your path. Slow your speed and use caution and remember that if you see one deer—there are likely more.

If you are startled by an animal leaping in front of you on the roadway, do your best to stay in control of your car—it is much more likely you will be hurt if you veer off the road or swerve into oncoming traffic than if you simply hit the animal, although if you can manage to hit it at an angle there is a better chance it will spin away from your car after the impact rather than coming through your windshield. Some people believe you should turn off your headlights when you see a deer in the roadway at night as it might snap the animal out of its trance and cause it to run away, avoiding an accident, but you could find yourself worse off if you are unable to see what lies ahead.

If You Do Hit an Animal

If you do hit an animal in the roadway, never approach the animal or touch it to see how badly it is hurt. A wounded or scared animal can be extremely dangerous. Call 911 with your cell phone or have another person do so. Seek immediate medical attention and have your injuries treated and documented. Just as you should do in any automobile accident, it’s important to take notes regarding the accident, and photos with your cell phone if you are able. If you can find out who the property owner is, do so, and make sure the police arrive and you get a formal police report for your insurance claim.

Contact a Mississippi Personal Injury Attorney

Especially if there was extensive damage or injury involved as a result of the collision with an animal, you should immediately contact a personal injury attorney who can walk you through the process of filing an insurance claim and can determine if the settlement offered is a fair one. An experienced Mississippi personal injury attorney from our law firm work hard to ensure your rights are protected in the aftermath of an accident and that the expenses for your injuries and damages are fully covered.

Not all car accidents require the help of an attorney. Most of the time, you will not need the help of an attorney when property damage is the only issue, or if personal injuries were minor. In some cases, however, you may benefit greatly from the insight and expertise of a qualified car accident lawyer.

Consult an attorney if you were seriously injured. In addition to the actual amount of your medical expenses, you may be entitled to additional compensation for wages lost during your recovery, future economic loss, and even pain and suffering. An experienced attorney can help you beyond knowing what compensation to seek. Studies conducted over the last few years have shown that settlements negotiated by attorneys are as much as 3-1/2 times larger than those received by individuals without legal counsel.

Hire an attorney if the insurance company offers a settlement too soon. Settling out of court benefits the insurance company because it saves them money, but negotiating the settlement before enough time has passed to ascertain the degree of your injuries will do you an injustice. A qualified lawyer can review the case and determine whether or not the settlement offer is fair.

Get legal advice if the accident was your fault. In most states, even if you were negligent in some way, the other driver probably had some responsibility for the incident as well. Most states operate under a system called comparative negligence, which allocates a degree of responsibility to each party, based on their actions. If there is a chance that you might be sued, you should set up a consultation with a car accident attorney to discuss the case. Even if you were at fault, your lawyer may be able to help limit the degree of financial responsibility.

Seek legal help if insurance refuses to pay covered expenses or cuts off payments. Insurance companies obviously are in business to make a profit, but they are required to live up to the terms of the policies they’ve underwritten. If you feel that you did not receive the benefits to which you were entitled, ask a lawyer to review the situation.

Finally, talk to a lawyer if you’re uncertain about the legal process. You do have certain rights under the law, and if you think your rights have been abused, speaking with an attorney can clarify the situation. Initial consultations are usually free, and if you are entitled to benefits that have been withheld, your attorney is the best resource to resolve the problem.

There are several basic “rules” that you should always take seriously following an accident. Some of them you should follow because it’s the law and you could get into trouble if you don’t, while others are just common sense rules that make dealing with an accident much smoother.

Never Leave the Scene of an Accident

You could find yourself being criminally prosecuted if your car has been involved in an accident and you leave before the police arrive. It’s also a good idea to avoid moving your car (unless you are risking further accident or injury by leaving it where it is) until a police officer has been able to take a look at the accident scene. If you are blocking traffic, try to move the very shortest distance away from where the impact took place. If you’ve suffered injuries from the accident stay in the vehicle until the emergency personnel arrive to assess your physical condition. Call the police yourself, or have someone at the scene call for you, but make that call a priority.

If the Other Driver is Reluctant to Contact Police

If you are a victim of negligent driving which resulted in an accident, and the other party says, “Oh, let’s just handle this ourselves without calling the police,” do not be persuaded! Even if you’ve properly exchanged information, you may end up very sorry should you not call the police and have an accident report filed which will detail the accident as well as who was at fault. If you later find that the other driver was either uninsured, or comes up with a completely bogus story about how the accident actually happened, then you will be the one to bear the financial hit. Your insurance may not pay due to lack of a police report, and you could be stuck with injuries and damages to your car that you will have to pay out of pocket for. Take the time and call the police, and don’t be bullied into ignoring this crucial step.

Don’t Refuse Medical Attention

It happens time after time at accident scenes. People who are involved in a crash routinely refuse medical attention even when they are feeling at least some level of pain. They go home, then hours later find that their pain has increased significantly, and end up in the emergency room. The problem with this is that if and when your case reaches court, your delay in seeking treatment can be used against you to prove your injury was not a result of the auto accident. In most all cases where the accident was any worse than a very small bump-in, you and your passengers should be checked out by EMT workers, emergency room personnel or your own personal doctor before you go home.

Never Admit Fault

If you are able, following an auto accident, try to jot down notes as to when the accident occurred, the weather and road conditions, the absence or presence of street lights or skid marks, etc. Make a diagram which shows the location of the vehicles involved in the accident as well as any traffic signals or signs in the immediate vicinity. Good notes can serve you well should your case go to trial. While you will definitely want to exchange insurance information with the other driver, and state the basics to the police, it’s never in your best interest to admit responsibility for the accident until you have consulted an attorney.  Your statements following an accident can come back to haunt you, and in any case, the police may determine the other driver was equally at fault, so use your right to remain silent if you are thinking of “confessing.”

Call an Attorney

Even the simplest auto accidents can require many steps by the people who suffered injuries, and dealing with the insurance companies, medical issues and possible lost wages can be very complex. Failure to notify your insurance company could lead to a denial of your claim down the line, so hiring a lawyer can allow you to focus on getting better rather than dealing with insurance issues.

At Barrett Law, PLLC, a dedicated car accident lawyer in Mississippi from our law firm is committed to representing Mississippi car accident victims with the compassion and personal attention that has allowed our law firm to develop a leading reputation throughout Mississippi.  We have been helping Mississippi car accident victims in Lexington and across Mississippi for over 75 years so call Barrett Law, PLLC today at (662) 834-2376.