A multi-car accident is any accident which involves three or more vehicles, including motorcycles, trucks or passenger vehicles. Because there was likely an underlying cause which initially caused the crash, a multi-car crash can be a nightmare on many different levels. Dealing with your insurance company will be much more complex, and you may find it harder to pinpoint who the negligent party actually was, meaning it may be more difficult to prevail in a personal injury case. If you have been involved in a multi-car accident, it’s important to get experienced legal representation as soon as you possibly can.

What Caused the Accident?

The cause of a multi-car accident will likely be the same as in an accident involving two cars. Human error could be a cause of the accident, or it could be attributed to driver fatigue, driver distraction, drunk driving, mechanical failure, inclement weather or sheer recklessness. Many multi-car accidents happen on freeways when cars are driving too fast and too close to one another. When a car stops suddenly way up the road, the cars behind don’t have enough reaction time to avoid an accident.

Who Will Be Liable for the Accident in Mississippi?

Determining the level of responsibility for each driver involved will be an extremely complicated and ultimately incredibly stressful process. Each driver will have a different version of the car crash, and there will be much more data to factor in. A report from the police departmetn is critical even if the police decline to state which driver was at fault. The police report will, at the very least, state the details surrounding the accident such as weather and road conditions, time of day, and approximate speeds the cars were traveling. If it is very obvious who was at fault, then that fact will be in the report.

Comparative vs. Contributory Negligence in a Multi-Car Accident

The fault in a multiple car accident will be determined through either comparative negligence or contributory negligence. If your accident falls under the laws of contributory negligence the person who was hurt in the accident is only be able to receive reimbursement for medical expenses if they did not contribute to the accident in any way. In other words, if you were speeding, therefore could not avoid a pile-up in front of you as a result of that speed, then you would be unable to get compensation. Under comparative negligence, liability for the accident will be weighed according to how much fault can be attributed to each driver, meaning your own damages could be reduced because you were speeding, but you would still be entitled to recover a percentage of the damages.

Whose Insurance Will Cover Your Medical Bills?

Insurance companies will be even more apt than usual to deny claims or point the finger of blame at everybody other than their own insured in a multi-car accident. Remember not to admit fault in a multi-car accident even if you feel the blame was yours. Get medical attention immediately for any injury, no matter how small, as this will weigh heavily when your attorney is negotiating with the insurance companies.

Why Do I Need a Mississippi Accident Attorney?

Sorting out the complicated mess of all the parties involved may involve accident reconstruction, securing witness statements and considerable amounts of investigation. There will be extended communications with the various insurance companies and drivers involved in the accident. While law enforcement personnel may cite the individual drivers if it is readily apparent who was at fault, many times they will simply let the lawyers figure it out. Finding who is at fault can be almost impossible which is why you need an attorney who will defend your rights and aggressively prove your lack of fault or reduce your liability in any way possible. The statute of limitations in multi-car accidents can actually be as short as thirty days, and it is wise to allow your attorney to navigate the complexities and be responsible for meeting critical deadlines.

At Barrett Law, PLLC, a dedicated Mississippi accident lawyer from our law firm is committed to representing Mississippi car accident victims with the compassion and personal attention that has allowed our law firm to develop a leading reputation throughout Mississippi.  We have been helping Mississippi car accident victims in Lexington and across Mississippi for over 75 years so call Barrett Law, PLLC today at (662) 834-2376.