Condominiums have amenities that are very attractive to many residents in Mississippi, with one of the most enticing features being the existence of a condominium association that handles the basic necessities of maintaining a residence. However, along with amenities come some challenges for condominium owners. For example, when a condominium unit or common areas of a condominium sustain damage from a fire, unit owners may not always know who is responsible for the damage and what insurance policy should cover the costs of repairing such damage.
In most cases in Mississippi, fire damage to condominium units or common areas is governed by multiple insurance policies. Determining which insurance policy applies will be dependent on the circumstances surrounding the cause of a condominium fire. Criteria that condominium unit owners, condominium associations, and insurance carriers consider when assessing a condominium fire in Mississippi include, among others, the following:
- The source of the fire;
- The location of fire damage (whether the damage is limited to one or more condominium units and/or includes common areas);
- Whether one or more persons are to blame for causing or contributing to cause the fire;
- Whether any individuals sustained personal injuries; and
- What insurance policies are available that may provide coverage for damage and injuries.
Because condominium fires can be complicated to assess, condominium unit owners and associations should consider seeking the help of a Mississippi Condominium Fire Lawyer who understands the intricacies of dealing with insurance companies and multiple policies. A qualified lawyer can assist in determining (1) what insurance policies apply and (2) whether blame or liability can be placed on one or more individuals.
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Do you deserve monetary compensation for your property damage, losses, or any other damages?
Barrett Law PLLC has recovered millions of dollars on behalf of victims. Please visit our Case Results and Client Testimonials & Reviews pages to learn more about how hard our firm works to recover full compensation on behalf of our clients.
To find out if you have a fire damage claim, the value of your claim, or you are interested in finding out if you can file a fire damage lawsuit against an insurance or the at-fault party, contact Barrett Law PLLC at 1-800-707-9577 to receive your free initial consultation.
