Mississippi apartment complexes allow residents to live free from the responsibilities of maintaining a home, which can be a hefty cost. One downside of apartment complexes is knowing what steps to take when one apartment unit sustains damage or a tenant in that apartment (or visitor) suffers fire injuries. While tenants typically have renters’ insurance, apartment complex owners and management companies have insurance specifically intended to cover certain claims arising from fires that cause damage to apartment units and common areas.
Determining which insurance policy will provide coverage for damage and injuries is dependent upon a variety of factors, including, among others, the following:
- The location of the fire (whether the fire originated in a neighbor’s unit or in a common area);
- The extent of fire damage;
- Whether any person sustained fire injuries; and
- Whether a person can be blamed for causing the fire.
When negligent conduct causes or contributes to cause an apartment fire, the negligent party’s insurance policy should compensation victims who have suffered property damage or injuries. However, insurance companies are notorious for deflecting blame onto others and often deny claims that should be payable.
As such, it is sometimes necessary to file a lawsuit against the alleged negligent party. In some cases, the negligent party may be a neighbor who leaves the stove on, or it could be the apartment complex owner or management company that fails to adhere to fire safety standards. A qualified Mississippi Fire Damage and Injury Lawyer can help victims explore options for seeking compensation resulting from an apartment complex fire.
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Do you deserve monetary compensation for your property damage, losses, or any other damages?
Barrett Law PLLC has recovered millions of dollars on behalf of victims. Please visit our Case Results and Client Testimonials & Reviews pages to learn more about how hard our firm works to recover full compensation on behalf of our clients.
To find out if you have a fire damage claim, the value of your claim, or you are interested in finding out if you can file a fire damage lawsuit against an insurance company or the at-fault party, contact Barrett Law PLLC at 1-800-707-9577 to receive your free initial consultation.
