Renting a home in Mississippi relieves renters from dealing with the downsides of homeownership, such as, among others, worrying about maintenance and paying for new appliances once old appliances fail. Renters are often required to obtain renters’ insurance before moving into a home, and renters have a responsibility to follow certain rules of the homeowner or landlord.
However, landlords also have responsibilities to renters, such as ensuring the premises are safe and habitable. Landlords have insurance policies that cover property damage and injury claims. In the event a person – whether that person is the renter/occupier or a visitor – is injured on the residential premises, the landlord may be held responsible if the landlord’s negligence in any way caused or contributed to cause the person’s injuries.
One example of landlord liability is when a landlord fails to repair known problems or defects, such as a rotting deck, and failure to repair the deck was the direct cause of one’s injuries. Another example of landlord liability is when a landlord fails to maintain a furnace that subsequently catches fire, resulting in property damage and possibly injuries.
Because insurance claims can be uncertain, renters’ insurance can be helpful when it is unclear whether a homeowner or landlord’s insurance policy will cover certain claims. Both landlords and tenants have a joint duty to act free from negligence, but when negligence is the cause of property damage or injuries, the negligent party may be considered at-fault and liable for paying damages.
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Barrett Law PLLC has recovered millions of dollars on behalf of victims. Please visit our Case Results and Client Testimonials & Reviews pages to learn more about how hard our firm works to recover full compensation on behalf of our clients.
To find out if you have a personal injury or fire damage claim, the value of your claim, or you are interested in finding out if you can file a civil lawsuit against an insurance company, landlord, or the at-fault party, contact Barrett Law PLLC at 1-800-707-9577 to receive your free initial consultation.
